Bright Loans for good credit homeowner secured loans

Homeowner loans for those with good credit for any purpose. £3,000 to £100,000

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We'll call you right back with the best secured homeowner loan deals. Apply today

To find a loan with the best terms you need an independent broker who will examine thousands of homeowner loan products and quickly find the ones that meet your specific requirements.

With Bright Loans you get just that. You can trust us to find the best deal for you. Just fill in the quick online form and we'll look at all the options. We'll ring you back within 1 hour with the best, and sort the details out over the phone.

Free personalised quotes with immediate in-principle lending decision
No obligation on your part - so you have nothing to lose
Best loan terms quickly found matching your needs
You can cancel at no-cost at any time (to completion)

Homeowner Loan Rates - from only 7.4%APR

Borrow from £3,000 to £100,000 for any purpose and repay over any period up to 25 years. One LOW monthly repayment to suit your budget. Payment Protection Insurance is also available for complete peace of mind.

Our rates are better than our major competitors (click for comparison) - why look anywhere else? Get your personalised quotation today.

APR (vrbl)	Borrow	60mths	120mths	180mths	240mths	300mths
7.9%*	£50,000 £45,000 £40,000 £35,000	1005.90 905.31 804.72 719.63	597.90 538.11 478.32 435.68	468.30 421.47 374.64 346.53	407.95 367.15 326.36 305.79	375.00 337.50 300.00 283.99
8.9%	£30,000 £25,000 £20,000	616.83 514.02 420.20	373.44 311.20 258.98	297.03 247.52 209.04	262.11 218.42 186.64	243.42 202.85 174.96
9.9%	£17,500 £15,000 £12,500	367.67 315.15 268.22	226.60 194.23 168.16	182.91 156.78 137.61	163.31 139.98 124.18	153.09 131.22 117.37
10.9%	£10,000 £7,500 £7,000	214.58 160.93 153.38	134.53 100.89 97.77	110.09 82.56 81.06	99.35 74.51 73.87	93.90 70.42 70.33
11.9%	£6,000 £5,000	131.47 109.56	83.80 69.84	69.48 57.90	63.32 52.77	60.28 50.24

Rates are from 7.4% to 16.9% (variable), though our typical rate is only 9.9%.

* our lowest rate is 7.4% if you are employed (8.9% for self-employed), but FSA regualations don't allow us to quote this in the repayment table until it represents more than 10% of business written on a monthly basis - as this low rate is so new we are unable to include it above yet. However, the rate may well be available to you. Please contact us to find out.
Loans of up to £100,000 are available. Typical loan example: A Bright Loans loan of £15,000 over 60 months at a typical APR of 9.9% (variable) without payment protection would have 60 monthly repayments of £315.15. Total repayable £18909.00. Depending on your circumstances, your loan may have a higher or lower APR than this.

Frequently Asked Questions
How much can I borrow?	How long will it take to process my application?
Can I have a fixed rate loan?	Can I insure my payments?
Can I repay the loan early if I want to?	What can I use the loan for?

THINK CAREFULLY BEFORE SECURING OTHER DEBTS ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. All loans and mortgages subject to status, secured on property and available to UK residents aged 18 or over.